Step 1: Go to your contacts app to add a new contact to Metal Pay.
Step 2: Tap on your the '+' symbol to add a new contact.
Step 3: Add your friends' info to your phone's contacts.
Step 4: Your friend will now show up in your Metal Pay contacts when sending or requesting a payment and will show under 'On Metal Pay'.
Contacts that aren't on Metal Pay, will show under 'Waiting to join'.