My balance shows zero after linking my bank account

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You start with no balance on your Metal and Cash accounts in MetalPay. By linking your checking or savings account from your bank account, you didn't transfer the money ($100 in this example) from your linked bank account to MetalPay.

Linking your bank account allows you to retrieve money from your bank account when you send Cash to other MetalPay users. There is a $200 daily limit imposed on test accounts.

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